How To Make Money Online With A Small Investment

In this article, I will take you through how to make money online with a small investment and I will provide you with alternatives that anyone can afford, so keep reading if you would like to learn how.

We can start an online business very cheaply compared to what it costs to start any other business.

It can even be done for free!

But if you want to do this properly and professionally then I recommend that you pay for the fundamental tools that you are working with and building up.

There are free tools online we can use but in some cases, the paid alternatives are the most logical and sensible alternatives to go with.

There are lots of free tools and resources that you can and should use to build your business once you’ve gotten started but the fundamental tools that will make up your business should be owned, or paid for, for best results and outcomes in the long run.


How much does it cost to start making money online at the low end?

At the low end, you can get started with $120 per year in expenditures, or less.

That is what you would have to pay for good web hosting and a domain name.

You can also start making money for free with a free blog and affiliate programs.
However, using a free blog has its limitations.

I would say about $120 dollars per year or less (and I will tell you all about that model soon).

you can get started cheaper if you have too (and I’ll tell you about that also).

Expect to pay about $100 to get started making money online.


that is a very small investment!

Now that I have introduced you to the price range we are going to be working with,

. Let’s talk about the business model that you can start with.

Affiliate Marketing Is for Free

The best way to start making money online is with affiliate marketing.

It is completely free to join affiliate programs and it is very easy to do so.

If you don’t know what affiliate marketing is, it is when we promote other people’s products, and every time we send a customer to their sales page, we get paid a commission for referring the sale.

A lot of affiliate program pay 50%, even 75% or more to affiliates, per sale!

The pros of selling other people’s products as an affiliate are:

You don’t have to create your own product; you don’t have to deal with customer support, or refunds; the products that you sell are already promoted by other affiliates so they’re already selling!

you just have to dig in and get your share of the sales!

You can sign up for free to any of these affiliate programs and start promoting products today! (commission junction).

To name a few. But there are tons of others that you can work with.

And where do you promote these products to earn some cash?

Make A Blog To Sell Products

You can promote affiliate products on your own blog.

Your blog is one of the most important assets because it is on your blog that you can convert visitors into sales and make money!

You are going to need a place to capture visitors and show them your affiliate products and a blog is a great place to do that.

If you want to do this low capital online business model, then your blog is going to be your business.

So I highly recommend that you invest some money into getting your own domain name and good web hosting.

Don’t go for a free blog if you can afford paid hosting because you will miss out on a lot of opportunities and options.

for example, in the future when you’ve built out your blog and it makes money regularly, you can sell it for 10 times the amount of money it is making you per month!

You cannot sell a free blog…

You can also install a lot of plugins that make your own blog better to rank on search engines and make money for you.

But you cannot use them on a free blog, so if you want to do this seriously, then getting good hosting is a must.

but it is cheap!

You can get a blog set up with a good web host for under $100 dollars per year, $9 dollars per month.

I personally use Siteground, and in my opinion, they are the best.


they have very fast and secure hosting and they offer 1 click WordPress installation so it is very simple to get started.

There are other hosts that are even cheaper but I haven’t found any that provides the benefits that siteground does so I stick with them.

If you would like to know how to create a blog and set it up correctly in step by step instruction, then you can check out this tutorial on how to start a blog for profits. you can learn everything you need to know to start your own blog there.

If you are reading this because you want to learn how to earn money online with a small investment, but you don’t think $100 dollars per year is cheap enough then you can do the following:

Start a free blog. is probably the best for that.

In the past, I have made thousands of dollars with free blogs and was one of the free blogging platforms I used back then.

You can also create a youtube channel and make videos to promote affiliate products.

It is completely free to do so, all you need is a google account.

So to summarize, so far:

You can sell other peoples products as an affiliate marketer;

You can create your own blog and turn it into a business.

The next thing that you can do to create a low capital online business, is to get an email autoresponder so you can stay in touch with your blog visitors and customers for continual promotions off affiliate products.

Get the best email autoresponder that is cheap and do email marketing

Build an email list on your blog that you can send advertising to and make money automatically!

The next fundamental tool to create your online business is an email autoresponder.

It is the best way to make money because you can send emails to your list and promote products to them, and make money over and over again.

An email list is basically a list of contacts that have signed up to get your newsletter.

Or opt into your list via an opt-in form.

You can use an automated tool to send email messages promoting products and you can set the autoresponder up to send a sequence of messages automatically.

So all you have to do is get visitors into your list and they will automatically go through your email sequence and get affiliate offers sent to them.

And you will make money when they purchase.

This can be a very powerful tool for your online business because without it, people visit your blog, read it, they might buy from you, they might not, and then they leave and you never see them again…

but if you collect emails and build a list from your blog, you get a way to contact your potential customers again and you can keep promoting stuff to them!

So I would say that an email autoresponder is another must-have tool to get started correctly with making money online with a small investment.

I use getresponse for this. I have tested some other email marketing platforms but getresponse is the best in my opinion and they are also cheaper!

(You can read my Getresponse Review right here if you want to)


You can get a free 30 day trial of Getresponse right here

It will cost you about $15 per month after the 30 days trial, but it is worth it.

As an affiliate marketer, your blog and your email list is your business.
Those are your assets that you should be built from day one if you want to do this correctly.

I wish I had known that when I started…

I recommend getresponse for email marketing.

another good thing about getresponse is that they have interactive tutorials and good resources and tools for beginners, and it makes it very easy to use their services.

drag and drop editors and clear instructions on how to do things makes them great for complete beginners so definitely go and check out their 30-day trial and see for yourself.

There is another email marketing platform that provides a free alternative but it is limited to 300 emails per day and the upgraded version is more expensive than getresponse.

Sendinblue offers a generous free version of their email autoresponder so if you can’t afford getresponse yet, then you can also use Sendinblue.

If you want to know more about my recommended platforms for email marketing then check out my post about the top 3 email marketing platforms for affiliate marketing.

To summarize the steps so far:

To make money online with a litlte investment of under $120, you can:

  1. sign up to affiliate programs;
  2. Create a blog;
  3. get an email autoresponder.

And you don’t even have to get an autoresponder, you can sell products on your blog without one.

it just makes sense to gather contacts that you can promote new products to whenever you want.

without collecting their emails, you can’t reach them again to sell more products to them and the hardest part about internet marketing on a budget is to get visitors.

So once you have visitors it makes sense to stay in touch with them.

How do you promote your blog to make money with it?

there are many ways to promote your blog but for affiliate marketing purposes; the best way to bring visitors to your blog is to write product Reviews.

Do search engine optimization (SEO) and optimize your blog and blog pages for the search engines.

It is not as difficult as it might sound.

When you do SEO, you basically put in the keyword that a potential buyer or visitor would type and search for in a search engine.

You put that keyword into your blog post Title, and inside the post.

for example:

the product name that you want to sell is “PRODUCT NAME”.

You can use a tool like ubersuggest, and see an estimate of how many people search for the product per month.

Here is an example of a Clickbank Product.

keyword research example

Green keywords with some search volume are usually not very hard to rank for, especially under 20.

When you find a product that has people searching for it and it is green (easy to rank for), you can write a product review.

Reviewing products is a great way to sell as an affiliate because people who are interested in the product might go to google and search for the product’s name and review.

If you rank on the front page, you can get them to your blog and you can provide them with a link to the sales page.

If they purchase through your link, you will get paid!

They often buy, because they are interested already. That is why they search for more feedback before purchasing.

so reviewing products is a great way to make money on your blog.

If you want some more information about how you can create Review articles then you can check out this post scroll to How to write Product Reviews that sell for affiliates.

Now the search engine optimization part

Let’s say the product you want to sell is “PRODUCT NAME”

when you write your article, you want to optimize your post for they keyword that the searcher would type into Google’s search bar.

That way you might rank for those terms and get some visitors.

Title example: PRODUCT NAME Review: Is This the Right Course For You?

In the body of the review article, you can put that keyword in the first paragraph of text one time.

and in the last paragraph or chunk of text one time.

So you have “PRODUCT NAME review” in the title of the post once, and “PRODUCT NAME review” twice in the text of the article.

that way you have optimized your post for a keyword.

if you rank you can make some money!

I suggest that you do some more research on SEO.

you can google this sort of stuff because there is tons of information about this.

Basically, search engine optimization is one way to promote your blog and it is for free.

More Promotion tips

another thing you can do is to leave comments on other people’s blogs on posts that are related to what you are blogging about, with a link back to your blog.

that way, their visitors can find your blog and if they’re interested they might buy from any of the products that you are promoting with your affiliate link in it on your blog.

Or, they might sign up for your email list. So you can send them product promotions and make money through email marketing.

You can also find forums that are related to the niche you are into.

Answer questions and participate in the forums and you can link to your product reviews every now and then and send visitors from forums to your blog so they might purchase from you.


You can make money online with a small investment of $115 or less.

It will not happen overnight.

You will have to put in some work and it might take time to build your online business (like any other business) but the benefits of doing this business module are unexplainable!

you can work from home; it’s on your own terms; you don’t have to deal with customer support or negative people.

And if you do it this way, you will build up a truly passive income.

The product reviews that you publish on your blog can make you money for years to come!

it can take some time before posts rank on the search engines.

So, in the beginning, you might have to go out on forums and other people’s blogs to get the word out that your new blog exists, but as you continue to publish articles and reviews regularly, you build up your blog to make you money.

that is another reason to get your own domain name with hosting, you probably don’t want to put in the effort to build up to something you don’t even own.

And there you have it!

I have told you how to make money online with little investment.

I have told you about the tools you need, to do this seriously even with small capital.

I have given you the outline on how to promote your blog and the affiliate offers you want to make money with.

There is lots of information out there on affiliate marketing, blogging, email marketing, and SEO and there are certainly other ways to promote your blog so if you want to do this from this point on then do some research and figure out how to do this stuff the way you like it and go and make money!

I hope you have found this article useful.

If you have any questions or comments then feel free to leave them in the comment section bellow.
Take care.

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